First time buyers

Buying your first home is a significant undertaking. The expert advisors at Archie John Financial are there to guide you through this often-daunting process and ensure the best possible deal is secured for your circumstances.

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Currently, a 10% deposit is usually required by lenders before a mortgage is considered, a figure not within everyone’s reach. However, there are other options and our advisors will walk you through these alternative mortgages and prepare a budget planner to ensure you get the right product.

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With access to an extensive range of mortgage providers you can be confident that a comprehensive array of products will be compared on your behalf.

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During the mortgage application process, you’ll find there’s a lot of numbers to deal with, but our experienced advisors will provide full support, quickened by your ability to present us with as much detail as you can regarding your finances.

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Your home may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but may range from £395 to £1,499 and is payable only on completion